Rear-End Collision Claim

What is this workflow?

This workflow guides you through the process of filing an insurance claim for rear-end collisions, where the rear driver is typically presumed at fault. It emphasizes the importance of documentation and offers strategies for maximizing your settlement.

Who should use this workflow?

This workflow is ideal for individuals involved in rear-end accidents looking to secure compensation for their injuries and vehicle damages. It is especially beneficial for those unfamiliar with the claims process.

What you'll need

• Accident scene photos showing vehicle positions
• Police report (if available)
• Medical records for any injuries sustained
• Vehicle repair estimates or invoices
• Insurance information of the at-fault driver

Step-by-step process

1. Understand presumed liability in rear-end collisions.
2. Upload essential accident documentation.
3. Gather insurance details from the rear driver.
4. Calculate your total settlement demand.
5. Send a demand package to the insurance company.
6. Evaluate any settlement offers received.
7. Decide whether to accept or negotiate further.
8. Handle denials or escalate to small claims court if necessary.

Expected timeline and outcomes

The entire process typically takes 2-3 weeks, depending on the insurance company's response. You can expect to either reach a settlement or, if necessary, file a small claims lawsuit for further resolution.

Tips for success

• Keep thorough records of all communications with the insurance company.
• Document your injuries and any related expenses meticulously.
• Be prepared to negotiate and counter any initial settlement offers.